Southwest Capitol is Arizona’s trusted hard money lender. We lend against Arizona real estate, no matter where you live. Fix and flip, refinance, or land development—if it’s in Arizona, we’re ready.
NEED CASH FAST?
We Fund Fix and Flip, Refinance, and Land Deals Fast.
Get Funded Fast
Bank loans are slow, strict, and full of red tape. We’re not.
Traditional lenders look at credit scores, financials, and take weeks to say no.
We care about property, value, and timeline. Whether you’re flipping a house, building on land, or refinancing, we make it fast and simple.
What We Help You Avoid:
- 🚫 Long approval timelines and complicated underwriting
- 🚫 Endless documentation and unnecessary appraisals
- 🚫 Missing a deal because banks don’t move fast enough
- 🚫 Lenders who don’t understand the Arizona real estate market
We only lend on Arizona real estate. That’s our specialty.
We’ve spent decades funding deals in Arizona. We know the neighborhoods, the comps, and how to move fast in this market. Whether it’s a remodel, new build, or multifamily refinance, our process is fast, local, and investor-friendly.
Simple Steps to Get You Funded
If the property is in Arizona, we can work with you.
We lend on residential, commercial, land, and multifamily properties in Arizona. Whether you’re buying at auction, refinancing, or starting construction, we’ll review the deal and move fast.
We Don’t Fund:
- 🚫 Owner-Occupied Homes
- 🚫 Properties Outside Arizona
- 🚫 Loans under $75,000
Trusted by over 4,000 clients nationwide 
Southwest Capitol
Southwest Capitol
Southwest Capitol
Southwest Capitol
Southwest Capitol
Fast Lending Experts
Fast Lending Experts
Fast Lending Experts
Fast Lending Experts
Fast Lending Experts
Frequently Asked Questions
What is a hard money loan?
A hard money loan is a short-term, asset-based loan secured by real estate. It’s often used by investors who need quick access to capital and don’t want to deal with traditional bank delays.
Do I need to live in Arizona to qualify?
No, you don’t need to live in Arizona. As long as the property you’re using as collateral is located in Arizona, we can work with you regardless of where you live.
How fast can I get funded?
Most loans are funded in just a few days. Most times we can offer same day funding. Once we receive your property details and complete a quick review, we move fast to get your deal closed.
